In case of accidental death, sum assured is paid.
Permanent Total Disability
In case of permanent total disability, plan will pay upto 125% of principal sum assured.
Permanent Partial Disability
In case of permanent partial disability, plan will pay upto 100% of sum assured. Please click here for details.
Child Education Benefit
In case of accidental death or permanent total disability, 5% of the sum assured or Rs. 50,000 whichever is lower is paid towards your children’s education benefit (Only for plans where Children are covered.).
An amount of Rs. 5,000 will be paid as funeral expenses in case of accidental death of any insured member.
Plan Coverage PA (Individual/Family)
Individual – 100% of sum assured
Family plan (Self, Spouse & upto 2 children)
Self - 100% of sum assured
Spouse - 50% of sum assured or Rs. 10lacs*
Children - 20% of sum assured or Rs. 2lacs*
* - whichever is lower.